Filling in the short form below will instantly give you a set of contact details for people who can help you with advice on mortgages. You will be provided with their contact details, all within less than a second and you will then be able to contact them directly to discuss your situation in more detail.
If you have difficulty filling in the form or if you need help, please call us on 0800 0147 453.
Filling in the short form below will instantly give you a set of contact details for people who can help you with advice on mortgages.
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We will provide you with a multiple list of suppliers who cover your area. In addition to providing their full contact details, where possible we will also provide a list of initial estimates. This information is given instantly in your web browser. You will then be able to contact any of these suppliers directly. In addition we will forward your contact details to each of these suppliers so that they can contact you directly should they wish to. If you do not want to give your phone number please enter 0000 into the telephone number field.
Please note that although we forward your contact details to each supplier who covers your area, your details are not provided to any other third parties. You will receive a feedback email from us, in approximately three weeks time, but after that we will not use your contact details again.
A mortgage on a house will probably be the biggest expenditure that you will ever have in your whole lifetime. The monthly payments will be considerable and added up over quite a few years the total amount will be so large you will probably never want to even think about it. On the plus side owning your own home has a lot of advantages over renting and this is why everyone takes a big breath and then takes the plunge (provided they are reasonably certain that they will be able to keep up their repayments).
Most mortgages for a family home would be provided by a Bank or a Building Society. Before choosing a provider it is well worth shopping around and speaking to as many people as possible. You can approach all your local High Street Banks and Building Societies directly and find out what they offer. This may or may not be as straight forward as you would expect. Keep in mind that Banks and Building Societies will tell you about the products that they offer but they will not give you any advice about what is available in the market.
The other possibility is to consider using the services of a Mortgage Broker who hopefully will be able to assess your situation and then match you up with a provider offering a deal that is likely to best meet your circumstances. Please be aware that some Mortgage Brokers operate on a commission basis and if a mortgage is completed by them they will claim a fee for the cost of running their business. This commision fee is usually paid by the mortgage provider. This should be straight forward but different mortgages will attract different fees for the Broker. Alternatively some Mortgage Brokers may just charge you directly for the advice. Either way, you will need to clarify this with the Broker.
Working out the real long term cost of a mortgage is not straight forward but by spending a bit of time it will never the less be possible for you to work it out and then make judgements about the suitability of different choices. Read everything you are given and do not allow yourself to be rushed. Consider also getting help from a relative or a very close friend who you feel may be able to help. Keep in mind that people in the finance industry (Mortgage Brokers, Independent Financial Advisers, anyone working in a Bank or a Building Society) will be able to give you choices but you should never rely on them completely for advice. You will then need to look at your options carefully, work out the costs, and then figure out the choice that is best for you.
How does Local Surveyors Direct make money out of all this? This website provides an advertising service to help customers find suppliers. Customers do not pay anything to Local Surveyors Direct. Suppliers listed on the site make payments to us for leads. These payments are usually of the order of a few pounds per lead. This website does not have any other income. We do not claim commission payments on any orders that may result from a contact obtained via this website. We list contact details for people who may be able to help you. We do not make recommendations. Any orders that you place are directly between you and the supplier.
Before purchasing a property you may wish to consider getting a Building Surveyor to have a look at it. If it is an old property they will probably recommend a full Building Survey but if it is fairly modern and relatively straight forward they will possibly just recommend a Homebuyer Report. By selecting the appropriate service from the menu above you will be able to obtain a set of estimates directly from Building Surveyors covering your area.
Sets of estimates for Conveyancing can also be obtained from this website by selecting the appropriate service (Conveyancing Buying, Conveyancing Selling, Conveyancing Buying & Selling, Remortgage, Equity Transfer).
If you are a mortgage provider or mortgage broker and you would like to be listed on this website please click here for more information.